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Posted by: Julia Arvanitis
If you are thinking about buying a condo in Ontario, one of the biggest decisions you will face is whether to buy pre-construction or resale. Over the past few years, I have had many clients ask the same question: “Is it better to buy something brand new, or should I stick with an existing condo?” […]
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The Bank of Canada holds rates at 2.25%. Learn how this impacts mortgage rates in Guelph, Ontario and what homeowners should do next. The latest announcement from the Bank of Canada confirmed that interest rates remain at 2.25%—but what does that mean if you live in Guelph? For homeowners, buyers, and investors in Guelph, this […]
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If you’re shopping for a home and see “as is” or “fixer-upper” in a listing, it might seem like a bargain. But these properties often come with challenges—especially when securing a mortgage. As a mortgage agent, I’ve seen how these listings can make lenders cautious. Here’s why. What “As Is” and “Fixer-Upper” Mean When a […]
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If you are shopping for a home or have worked with a mortgage professional in the past, you have most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process as it has some great benefits for active […]
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Is it worth it to get a Mortgage Broker, are their services needed? With the recent 1% increase to the benchmark rate, it may seem like we are on roller coaster ride, and we have not reached the peak. People are starting to whisper the word recession. Gas prices. The war in Ukraine. Supply chain […]
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